Frequently Asked Questions

An excess is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder

You should report an accident within 24hrs to the nearest police station where the accident occurred.

No. If they are not the registered owner of the vehicle they cannot Insure the vehicle , this is done so often and can cause a problem at claim stage , there is a term called Insurable Interest , You can only Insure your goods / assets.